Why Take Out Life Insurance?
Protect Your Loved Ones With An Affordable Life Insurance Policy.
Life insurance acts as a financial safety net, ensuring your loved ones are protected if the unthinkable occurs.
Losing a primary earner can leave families vulnerable—but with a policy in place, they’ll receive either regular payments or a lump sum to help cover expenses, maintain stability, and navigate life’s challenges with one less worry.
Choose Tailored Cover Options to Suit Your Family's Needs & Budget
A single lump sum payout offers the freedom to tackle life’s biggest financial burdens—whether it’s settling your mortgage, funding education, wiping out debts, or covering final expenses.
Losing someone brings enough worry without money adding to it. A lump sum could ease the financial strain, giving you or your family one less thing to think about during a difficult time.
Leave a Legacy, Not a Burden Life Insurance Protects Your Family’s Future.
Life insurance isn’t just about immediate protection—it’s a powerful tool to provide lasting support for your family’s future or make a meaningful difference for a cause close to your heart.
Whether you want to help secure your children’s education, leave an inheritance, or donate to a charity that matters to you, a well-planned policy can turn your intentions into a lasting legacy.
Life Insurance Quotes Explained

Finding Affordable Protection that Works for You.
We understand that affordability matters—life insurance doesn’t have to break the bank. Depending on your age, health, and lifestyle, you could find coverage starting from just £10 a month. At SimpleLifeCover.com, we’ll connect you with a specialist to help you discover the right policy at a price that works for you.
How your premiums are calculated
The price of your policy depends on a few key factors—here’s what to consider:
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Policy Type: More comprehensive coverage (like critical illness protection) or higher payouts typically mean higher premiums. A broker will talk through the options so you can choose with confidence.
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Your Personal Factors: Age, health, smoking status, and even hobbies (such as extreme sports) can impact your premium. Whether you’re 25 or 55, a smoker or non-smoker, you can compare policies to suit your needs and budget.
See example prices and what affects the cost of life insurance →

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Our life insurance partners provide cover for all corners of the United Kingdom
Pricing Examples
* From £5 per month for up to £90,000 is an example based on the following pricing illustrations.£5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.
£98,704 over 20 years - 30 year old born in 1996 (Aviva)
£63,621 over 20 years - 35 years old born in 1991 (Aviva)
£48,288 over 15 years - 40 year old born in 1986 (Aviva)
£31,699 over 15 years - 45 year old born in 1981 (Aviva)
£23,483 over 10 years - 50 year old born in 1976 (Aviva)
£15,467 over 10 years - 55 year old born in 1971 (Aviva)
£7,844 over 10 years - 60 year old born in 1966 (Aviva)
£5,837 over 10 years - 65 year old born in 1961 (Aviva)
£3,532 over 10 years - 70 year old born in 1956 (Aviva)
* From £10 per month for up to £280,000 is an example based on the following pricing illustrations. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as on 2nd February 2026.
£289,847 over 20 years - 30 year old born in 1996 (Aviva)
£173,440 over 20 years - 35 years old born in 1991 (Aviva)
£123,428 over 15 years - 40 year old born in 1986 (Aviva)
£81,616 over 15 years - 45 year old born in 1981 (Aviva)
£59,917 over 10 years - 50 year old born in 1976 (Aviva)
£34,029 over 10 years - 55 year old born in 1971 (Aviva)
£18,089 10 years - 60 year old born in 1966 (Aviva)
£11,689 over 10 years - 65 year old born in 1961 (Aviva)
£7,068 10 years – 70 year old born in 1956 (Aviva)